Professional mortgage broker advice and education, to help you secure the right mortgage.

Have questions about mortgages?

Get the information you need to understand your options with confidence. Advice to help you navigate the process like a pro.

Hi-I’m Marshall Tully, a Mortgage Broker.

 

Over the past decade I have worked with 440+ clients helping them borrow more than $225,000,000. With my newsletter I look to pass along my knowledge and experience in the hopes that it can be useful in assisting you navigate your real estate journey.

A bit about me, I graduated with a major in Finance with a Commerce Degree from Dalhousie University in 2006, and have been self-employed since graduating. I’m passionate about my family, my financial success, and my mental and physical health, and working with great clients – I carry all of this with me daily, and you will see it rolled into my articles.

 

As a mortgage broker in Toronto, I understand that navigating the complexities of home financing can be overwhelming. My mission is to help you explore a wide range of mortgage options, making financial decisions with confidence and ease.

I don’t merely ask, “How can you get a mortgage?” Instead, I ask, “What are your financial goals, and how can the right mortgage help you achieve them?” By understanding your unique needs, I tailor solutions that support not only your immediate housing aspirations but also your long-term retirement planning through strategic real estate investment.

In this journey, I prioritize clarity and simplicity. My approach is to demystify the mortgage process, ensuring you’re well-informed and comfortable at every step. Whether you’re a first-time homebuyer or a seasoned investor, my role is to guide you towards financial decisions that align with your life’s objectives.

Ultimately, it’s not just about acquiring property; it’s about securing your future and achieving the freedom to live the life you envision. Let’s embark on this path together, where your financial security and peace of mind are the foremost priorities.

Subscribe to begin.

Join 7.5k+ subscribers and get a tip, strategy or market update to help optimize mortgage your every other Thursday morning.

EASY. PATIENT. PROFESSIONAL.

WHAT MY CLIENTS SAY

It was a wonderful experience working with Marshall. He is very insightful, knowledgeable and was very patient with all our questions around our mortgage. We also got us a 1% discount on the interest rate. The entire process was seamless.Looking forward to working with Marshall again in the future!
Very thankful to Marshall who walked us through our first mortgage renewal/refinancing. He was very helpful and answered all of our questions. He even negotiated a 1% decrease in the interest rate right before Christmas!!
dalia cohen
dalia cohen
1706029166
It was excellent working with Marshall and his team! We just recently purchased a condo and the process was quicker than waiting for an amazon package thanks to Marshall. Within a day he was able to gather all our basic info and we had a confirmation of approval later that evening which was incredible as we were putting in a bully offer the next day! I was lost in the beginning and he was so great at explaining all the steps and timelines and everything he would need from us. He was so knowledgeable about the market and explained that he would work to get us the best rates possible, which he did and in such a quick time. Once I was able to give him all the basic information he was able to give us an idea of what our costs would be using a great program that showed us various mortgage options and rates and a mortgage proposal. It was a live document that he was able to change as we met, so if I wanted to see how much the mortgage would be if we put different amounts down or choose different term options. He has such a great manner and is so easy to talk to and always made time to answer any questions. It was very easy to use his online website and tools to upload documents and information and I would get a sense of satisfaction every time I'd see a green check mark when I had finishing submitting, I always knew what was needed and where I was at, it made it very easy to see where we were with the process. I also found it very easy to book a call with Marshall to discuss the mortgage and any questions I had. He even spent time talking to me about equity and questions I had that didn't even have anything to do with my mortgage. He is very patient and would also always answer the phone, which was amazing when I was contemplating changing offer amounts during our negotiating phase. I felt 100% taken care of with Marshall and I never had to worry, research or think twice about anything he proposed or suggested. It was like he did all the work for us, he even helped with the steps that would need to be taken after the mortgage was approved and during, connecting with lawyers and our real estate agent (Katherine Bates Reashore) who recommended Marshall to us. I would highly recommend Marshall to anyone who would like to have a painless mortgage approval process! You could never get service like this anywhere else, I am so happy we went with Marshall! Thank You to you Marshall and your team!!!
Dania Kannan
Dania Kannan
1703103103
Marshall is very knowledgeable and professional mortgage broker that can work diligently to provide you with the best mortgage/financing that suits your needs. He’s there to answer all your questions at any time. Highly recommend using his services! Thank you, Marshalll!
Mike Leonard
Mike Leonard
1687546236
Just a fantastic experience all around. Marshall handled everything, even when things became complicated. Many thanks!This is the fourth time I’ve used Marshall and his team. I have nothing but complete confidence when working with him.5 stars all the way.
Jesse Colosimo
Jesse Colosimo
1682606482
Once again, Marshall and his team came through in the clutch for our mortgage. I cannot recommend a better broker - communicative, knowledgeable and informative. I wouldn't have anyone else handle my mortgages, I recommend his services 10 out of 10 times.
Thalie L
Thalie L
1675443209
Marshall gets it done! Really enjoy working with him and Brenda.
Mike Moran
Mike Moran
1674691421
Zahid Rahman
Zahid Rahman
1669402396
After struggling with another mortgage agent that wasn’t able to get far with my parents mortgage situation (even giving weeks), we turned to Marshall, and get got us multiple feasible options within a few days and set for a close within about 10 days of reaching out.
Efren Schwarz
Efren Schwarz
1666404461
Marshall made an experience that is traditionally stressful and complicated easy to navigate and understand. He *always* looked after my best interest (even advising against buying something at some point which I truly appreciated) and helped me stay focused in what was important. He was always quick to respond and at the end I got the best mortgage I could have gotten (it took multiple offers) with the best service all along the way. I would 100% recommend him to ANYBODY looking to get a mortgage and will surely be working with him in the future myself.
Marshall and his team were amazing. They made the mortgage process easy to understand and helped me with every step of the approval process. Highly recommend if you want a thorough, trustworthy and knowledgeable advisor.
Brendan Dillon
Brendan Dillon
1654803085
Marshall is the best in the business. Level of service and knowledge is second to none. Best rates as a cherry on top.
Meyang Yunga
Meyang Yunga
1654634403
Marshall is an amazing miracle worker. He is not only fast, but takes the time to explain and ensure that you understand your financial transaction.
Fuh Blaise
Fuh Blaise
1648146251
Marshall is amazing. He is able to figure out options and provide professional advice. Marshall continues to exceed my expectations successfully securing my second property. Thanks to you and your team Marshall. You rock...
Matthew Cann
Matthew Cann
1645154587
Marshall helped us get our mortgage set up and completed for out first home purchase.Throughout the entire process Marshall was extremely patient and helpful. Even if we had a simple question, Marshall would take the time to explain things and make sure we understood all aspects.Marshall was also extremely helpful in setting up our mortgage in a way that isn't normal and cause difficulties for him in getting it set up and finding a lender.Very happy with the help and time Marshall provided, would definitely recommend.
Justin Bourne
Justin Bourne
1645127658
Iris E
Iris E
1645050837
Marshall’s services were clear, well-organized, and personalized. He made our mortgage process a breeze and was always ready to assist us with any questions/concerns along the way. Definitely recommend! Thanks Marshall!
atif qaseem
atif qaseem
1644430477
Thank you Marshall for such an amazing experience. You really are professional and knowledgeable. Thanks for the great advise and making this entire process really easy.Specially nowadays when everyone is working from home and there is no good customer service anymore. But you really do take time to explain and understand your client needs. I really feel confident dealing with you and definitely for any future needs will be contacting you again for sure.Keep up the good work.God bless you .🙂
Kate Galt
Kate Galt
1639503898
Our experience with Marshall outstanding. As first time homebuyers, my husband and I had a million questions and concerns and Marshall was with us every step of the way. His responses were always quick, and he answered all our questions with understanding. We got his contact through a recommendation from a friend and we will surely pay that forward and recommend him to everyone.Thanks Marshall!!
Chris D
Chris D
1633778483
I used Marshall as my broker while I was hunting for a condo in Toronto. Anytime I had a question or concern about the intricacy of mortgages and what options would be best suited for me, he was always ready with a well thought out answer and communication was top notch.I would use Marshall again in the future and there is good reason he has such great reviews online.
Alex Roth
Alex Roth
1632665650
As a first time buyer, working with Marshall was fantastic from start to finish. He was very responsive and was able to find a mortgage with the best possible interest rate for me while always getting back quickly with any questions I had.After finalizing the details, my available interest rate dropped and Marshall proactively ensured that my mortgage would reflect this new rate as well. Top notch service!
Eric Johnston
Eric Johnston
1632426126
Fair, quick, straight forward. And very easy to deal with.
I highly recommend Marshall. Professional, knowledgable and excellent to work with.
Vanessa Allonby
Vanessa Allonby
1621373034
Marshall took the time to get to know my financial needs. He answered all my questions thoroughly and I never felt rushed. He provided a great plan for my mortgage needs saving me thousands of dollars per month. Highly recommend him!
I have a very good experience working with Marshall dealing about our mortgage he was so professional answer all our questions I will highly recommend him as a mortgage broker
Samuel
Samuel
1619201604
It was an awesome experience with Marshall. This was our first home and we were anxious about getting a mortgage. Marshall made it easy from the first contact until all the end. He was patient and we had tons of questions. He provided useful and up to date information. I recommend him to everybody. I don’t think you’d have a better experience anywhere!
Jesse Colosimo
Jesse Colosimo
1618454553
My experience with Marshall was an excellent one. He is professional, very knowledgeable and consistently took the time to thoroughly explain any aspect of the process, when asked. Marshall was very communicative, keeping me updated promptly, and the process felt smooth and on-track at all times.Marshall is a resourceful, composed and thorough. I am grateful that he went above and beyond (on more than one occasion) to ensure I got the best terms that worked for me.I will undoubtedly be working with Marshall again in the future, and I highly recommend him for your mortgage journey.
Maureen Nkwenti
Maureen Nkwenti
1617117263
Great Experience working with Marshall- he makes the daunting process accessible and understandable and gives the best adviseThank you for your patience with me!
vipin vermani
vipin vermani
1616505421
Buying our first home in a city like Toronto, with the budget we had, was very difficult and stressful. However, thanks to Marshall, from the mortgage side of things, it was seamless. From day one, Marshall was very patient and comforting. He was knowledgeable and educated us about all options, all the pros & cons of various lenders and penalties, how the closing works, etc. He was also able to get us the best interest rate.He understood our challenges and that it was a big decision for us. Throughout the process he was VERY VERY calm and patient. He answered all our questions without getting frustrated. We felt zero push and no negative tone from his side. He was always ready to educate and talk to us knowing that we may not choose his brokerage services after all. However, we are grateful that we did!Thanks Marshall and co. for the amazing services your provided to us.
Thank you Marshall and team for your professional service and tremendous results! Happy to recommend for all your mortgage needs!
John McLaughlan
John McLaughlan
1615382152
Marshall is very knowledgable and professional and a pleasure to deal with. Marshall is very informative and helped us immensely by providing us with clear and concise information. The information Marshall provided allowed us to understand our mortgage options and make better informed decisions. We highly recommend Marshall for anyone who has mortgage needs.
Ryan
Ryan
1615222021
Buying our first home put us in an unfamiliar territory and in need of a guide that we could trust and rely on. Marshall proved to be endlessly available, patient and knowledgeable; allowing us to relax and enjoy the experience. HIGHLY recommend Marshall Tully.
Marshall has been professional and walked me through every step as a first time homebuyer. My Father was very impressed and he will likely consult with him when he renews his mortgage.
Our mortgage application can get a little complicated due to the diversity of our financial assets, income sources and the portfolio of properties we own. So we required an advanced Mortgage brokerage team to get this done. Marshall and Brenda were the team that we needed. They were always professional, informative and tenacious. They were able to effectively answer any questions that I brought to them. And most importantly they secured us a phenomenal mortgage principal amount, higher than what we even asked for, along with an interest-rate that was better than what all the other financial institutions were offering, at an A Lender. Thank you for your service Marshall and Brenda.
Judith H
Judith H
1613164560
A great year ago I dint think I would be able to own a house in Ottawa with this crazy real estate market we live in. But as of today, with Marshall’s help, I have finally reached my goal and became a home owner!! While walking me through the process, he was very helpful and professional, he provided me with insightful information and good referrals for other related real estate services that I needed and he was always responsive! I would definitely recommend him to anyone that is looking for a mortgage!!
Marshall was amazing throughout the entire process. He explained everything step by step and was able to help us achieve our goal of home ownership. I would definitely recommend his services to anyone.
Kwesi Addo
Kwesi Addo
1612372975
My family is growing and Marshall has been there throughout our Journey. He really out did himself this time. We proposed an impossible task. My wife and I were looking to expand and keep our small condo. However, with both our incomes, it was not possible to maintain both properties without a guarantor. He found a way to get us to keep both by switching one property to a B lender which was still lower than the average A lender interest rate. He is patient and very knowledgeable, with many connections with banks. You will not miss your previous broker. !!! BIG FACTS !!!! Thanks again Marshall.
Gracie Carroll
Gracie Carroll
1608583493
Marshall has been amazing to work with and extremely helpful, especially when explaining and demystifying my options as a self-employed small business owner. I would highly recommend Marshall to anyone in need of a mortgage!
Sean Perkins
Sean Perkins
1608053389
Marshall is everything you'd want in a Mortgage broker, and then some. We worked with him on our first Mortgage and subsequently on our first renewal, giving us amazing attentiveness (And great rates) in both instances. Never shy to pick up the phone or walk through questions with us, we couldn't be happier Clients of his and will only work with him in future.
Lisa Downey
Lisa Downey
1607527455
I cannot say enough good things about Marshall. I would highly, highly recommend him to others and will without a doubt continue to do business with him. He is trustworthy, honest, extremely competent, responsive, and has all the time in the world to answer any questions that come up throughout the process. At the end of the day, I got an incredible rate for a mortgage that works perfectly for me, and via someone that was easy to work with. 5 stars all the way.
Josh Hawley
Josh Hawley
1604697630
Marshal was a pleasure to work with, he had an answer for every question I had and made my experience buying my first home stress free. I would definitely recommend him to anyone who is looking for a mortgage and I would use him again.
Jenna Beaton
Jenna Beaton
1604373727
Marshall was amazing to work with. He is incredibly fast/responsive, patient and most importantly honest. He took the time to go over the numbers and options with me (sometimes more than once) and thoroughly explored possibilities, sometimes admitting I could achieve a similar result on my own without him, which genuineness I appreciated.. As a client, I felt well taken care of.
Trevor Mendonca
Trevor Mendonca
1604302692
Marshall is a very dedicated and comitted brooker, full of patience and quite knowledgeable in his field of work. I have experience these fine qualities during my last mortgage process with him,which was very challenging and sometimes difficult, but he stood his ground with me until the successful completion of the process,for which am very thankful and would happily recomend him to anyone seeking such services.
Albert Santoni
Albert Santoni
1604076009
Marshall was easy to work with, very well informed, and provided us with great advice on financing. Highly recommended, and I would seek financing through him again in a heartbeat.
Manal Siddiqui
Manal Siddiqui
1603298975
Marshall is extremely patient and works with the client to ensure a complete and thorough understanding of the product(s) he's offering and what it means for the client. The digital experience of his business from booking meetings to ensuring documents are signed off is really convenient and appreciated by me as a busy professional!
Trevor Jackson
Trevor Jackson
1603227753
We're so glad that we reached out to Marshall again. We received the same exemplary care that we got the first time. Thanks to his trustworthy skills we have successfully secured extra cash for much needed updates on our home. It was so fast and seamless. We will continue to use his services and recommend to all our family and friends.
Lauren Ioi
Lauren Ioi
1603042441
Marshall was super personable and very patient in answering all of our questions. It felt like we were chatting with a friend especially since we could text him directly. We really felt like he had our best interest at heart. I would highly recommend using his services; he kept us up to date and secured a great rate.
Destiny Elsbrie
Destiny Elsbrie
1602869413
Marshall answered all of my questions with great detail and in a very timely manner. He was professional and easy to get ahold of and made the mortgage process a breeze. He also made sure I was in the loop every step of the process.
Next Reviewsjs_loader

QUICK. EASY. EDUCATIONAL.

HOW IT WORKS

TRY OUR CALCULATORS

Photo of phone with Mortgage calculator app

Payment Calculator →

See how much your payments could be based on different mortgage amounts, amortization, or terms.

Affordability Calculator →

Get an idea of what you could afford to spend on a home based on your current financial situation.

Refinance Calculator →

See how much you could borrow against your existing home, factoring your current financial situation as well as anything you currently owe against the home.

Land Transfer Tax  Calculator→

Calculate the land transfer tax based on the specific location you are looking to buy, as well as factoring in any first time buyer rebates (if applicable).

Closing Cost Calculator →

Calculate the total closing costs you’ll need to consider, including land transfer tax, appraisal, home inspection, lawyer, title insurance, moving costs and more.

LOOKING TO EDUCATE YOURSELF ABOUT MORTGAGES

TRY OUR COMPREHENSIVE GUIDES

CANADA’S TRUSTED LENDERS

MY PARTNERS

RECENT ISSUES OF

MY MORTGAGE ARTICLES