For many Canadians, mortgage payments are their single biggest expense. Yet most don’t comparison shop to ensure they’re getting the best mortgage rate and terms available, which can cost tens of thousands of dollars over their mortgage years. Don’t make the same mistake! Here are [...]

Are you a savvy homebuyer? Then let renters help pay your mortgage. Recently Canada Mortgage and House Corporation (CMHC) announced that when qualifying for a mortgage, homeowners could now count all of the income from their legal secondary unit(s) instead of the previous 50 per [...]

A penny saved is a penny earned!  By making the right decisions, your mortgage could be a goldmine of potential savings. With access to a broad spectrum of over 50 lenders, I’ll comparison shop on your behalf so you get the right combination of mortgage [...]

What you need to know about your downpayment for a house. You’ve got your downpayment for a house and you’re ready to go. Congratulations! Soon you’ll need to verify that downpayment for your mortgage approval.  It’s required by all lenders to protect against fraud and [...]

If you’re in the market for a mortgage, and have less than 10% downpayment, then you might want to get that mortgage before June. Canada Mortgage and Housing Corporation (CMHC) is raising premiums for insuring mortgages on Canadian homes with less than 10 per cent [...]

We’re in hockey playoffs, so let’s talk about the faceoff: bank versus broker.  The fact is, there’s really no contest on this one. The broker wins the faceoff every time. That’s a heck of a game advantage. But let’s talk about why it happens: because [...]

You want it all: the best available rate, with exactly the right features you need to live comfortably with your mortgage… and pay it off in record time. If you want the perfect mortgage, you better shop around. And that’s our strength. We offer access [...]

Here are two tax-time advantages available for upcoming first-time buyers and those who took the plunge in 2014. The 90-day boost. If you’re buying your first home now and it’ll be at least 90 days before your move, let’s talk. The Federal Home Buyers’ Program (HBP) [...]

This new year, take control of your financial future by thinking smart about your mortgage. Here are my top 10 mortgage tips to help you do just that! Get a mortgage checkup. That’s right. Every year… no matter where you are in your mortgage. You get [...]