What's the difference between an appraisal and a home inspection? Often in a home purchase, home inspections and appraisals are both common practice. So what’s the difference? A home inspection is often a condition of a purchase and is usually done to protect the homebuyer. [...]

There is such a thing as good debt.  Good debt is temporary, manageable debt that can bring you closer to your financial goals. It includes a well-structured mortgage, or borrowing to invest when it is designed to improve your overall financial position. Bad debt gets [...]

A step by step guide to buying a home Dreaming of celebrating the holidays in your very own home? Maybe it’s not as far away as you think. In fact, you might be just ten steps away! Start off on the right foot and talk [...]

First time home buyer? We're here to help! Mortgage rates are still very attractive, and it’s a great season to shop for a new home.  As a first time home buyer you probably have some good questions before you jump in to home ownership. How much [...]

Choosing a mortgage is a big decision, and chasing a good rate can cost you thousands in the long run. Getting a mortgage is probably one of the biggest financial decisions you will make in your lifetime, and like your investments this is not [...]

The market for freehold homes in Toronto is extremely competitive and has been for some time now. A lack of inventory and steady demand so far in 2014 has led to multiple offers on the majority of houses in and around downtown. This is very [...]