Read Time: 2 Minutes 5 Hacks to Improve Your Credit Score Improving your credit score is essential for securing favourable mortgage approvals and rates. Many of us don’t think about the credit score piece until it is too late. To help you [...]

The Real Deal on Credit Scores for First-Time Home Buyers in Southern Ontario Hey there, future homeowner! If you're a millennial in Southern Ontario looking to break into the housing market, you've probably heard the term "credit score" thrown around. But do you know [...]

When your mortgage application is being considered, your lender will look at your credit habits: do you pay your bills on time? Do you tend to get over-extended on your credit card? These habits are reflected in your credit rating. In order for your [...]

Your credit score is essentially your passport to financial opportunities. With a possible range of 300 to 900, your number tells lenders what kind of a risk you are likely to be as a borrower. A low credit score can prevent you from getting [...]

Let’s begin by saying that neither you nor a lender want to get you into a home you can’t afford. That’s not a future you want. But sometimes, a difficult past is standing in the way of a bright future. Bad credit can do [...]

Depending on the circumstances surrounding your bankruptcy, generally some lenders would consider providing mortgage financing. For more information on your personal situation contact us today!