15 08, 2024

4 Tricks to Lower Mortgage Payments When Rates are High

By |2024-08-12T19:17:36+00:00August 15th, 2024|Categories: Mortgage Strategy|Comments Off on 4 Tricks to Lower Mortgage Payments When Rates are High

Read Time: 2.5 Minutes 4 Tricks to Lower Mortgage Payments When Rates are High Interest rates are higher than the last time any of us went through a renewal.  Many homeowners feel stretched financially.  There are legitimate concerns about the economy.  As [...]

4 04, 2024

Interest Rate Protection: How I saved a client $17,021

By |2024-04-16T18:53:42+00:00April 4th, 2024|Categories: Mortgage Strategy|Comments Off on Interest Rate Protection: How I saved a client $17,021

Read Time: 3 Minutes How I saved a client $17,021 If your goal with your mortgage is to keep as much of your hard earned money in your pocket as possible, you’re not alone. At some point in getting a mortgage, every [...]

21 03, 2024

How to Choose the Right Mortgage: 5 Simple Tips

By |2024-03-19T15:46:42+00:00March 21st, 2024|Categories: Mortgage Strategy|Comments Off on How to Choose the Right Mortgage: 5 Simple Tips

Read Time: 3 Minutes How to Choose the Right Mortgage: 5 Simple Tips In this article I’ll explain 5 things you need to think about before getting a new mortgage. Choosing the wrong mortgage will cost you thousands of dollars, even if [...]

25 01, 2024

5 Reasons Why Real Estate Belongs in Your Retirement Plan for 2024

By |2024-01-17T21:12:16+00:00January 25th, 2024|Categories: Mortgage Strategy|Comments Off on 5 Reasons Why Real Estate Belongs in Your Retirement Plan for 2024

5 Reasons Why Real Estate Belongs in Your Retirement Plan for 2024 With 4 years of volatile interest rates and home prices, 2024 looks to be a good time for those that are financially positioned to make real estate part of their retirement [...]

11 01, 2024

3 Insights Influencing Mortgage Rate Declines In 2024

By |2024-01-04T19:32:29+00:00January 11th, 2024|Categories: Mortgage & Housing Market Updates, Mortgage Strategy|Comments Off on 3 Insights Influencing Mortgage Rate Declines In 2024

3 Insights Influencing Mortgage Rate Declines In 2024 We’re coming up on 2 years of mortgage rate hikes in Canada, and in this issue I will explain what factors influence rates and why I believe rates will be coming down in 2024 Understanding [...]

13 12, 2023

Can you extend your mortgage amortization?

By |2023-12-22T20:21:41+00:00December 13th, 2023|Categories: Home Owner Tips, Mortgage Strategy|Comments Off on Can you extend your mortgage amortization?

Can you extend your mortgage amortization? Recent inflation numbers indicate that inflation is slowing, and many economists are saying that the most recent drop in the inflation rate will give the Bank of Canada the slack that it needs to hit pause on [...]

5 10, 2023

Maximizing Wealth: A New Perspective on Mortgage Paydown

By |2023-12-22T20:32:20+00:00October 5th, 2023|Categories: Mortgage Strategy|Comments Off on Maximizing Wealth: A New Perspective on Mortgage Paydown

Maximizing Wealth: A New Perspective on Mortgage Paydown Welcome to the bustling and vibrant real estate market of Toronto, where the dream of homeownership often comes with a hefty price tag. As a mortgage broker serving the diverse population of Toronto, I understand the [...]

3 01, 2022

Sensible mortgage strategies to help you thrive in 2022

By |2023-12-21T01:51:29+00:00January 3rd, 2022|Categories: Mortgage Strategy|Comments Off on Sensible mortgage strategies to help you thrive in 2022

Sensible strategies to help you thrive in 2022 Canadians keep talking about the housing market! Are we in a housing bubble, will rates rise in 2022 and by how much, is this the right time to buy or refinance, is a lender’s renewal offer [...]

2 12, 2021

Preparing for higher mortgage rates in Canada

By |2023-12-20T20:55:04+00:00December 2nd, 2021|Categories: Mortgage Strategy|Comments Off on Preparing for higher mortgage rates in Canada

Preparing for higher rates Given inflationary pressures, the Bank of Canada indicated in their last rate announcement that rate hikes could take place earlier than previously indicated, in mid-2022, which means variable rates that rise and fall in tandem with the key rate will [...]

5 06, 2021

Fixed or Variable in 2021?

By |2023-12-21T02:00:02+00:00June 5th, 2021|Categories: Mortgage Strategy|Comments Off on Fixed or Variable in 2021?

Fixed or Variable??? This spring we’re seeing aggressive pricing for variable rate mortgages, while fixed mortgage rates continue to be at historically low levels. Which is best for today’s uncertain environment? First, a refresher on the differences. With a fixed-rate mortgage, you’ll know with [...]